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HCF Health Insurance

Join today and save 5%

Member Advantage has negotiated a 5% discount on Hospital and Extras products from HCF, Australia’s largest not-for-profit health fund. The 5% discount is applicable to all current Hospital and Extras products, for both new and existing HCF policies, provided you are on a preferred payment method of either direct debit or credit card.

When you apply through Member Advantage you will receive:

• 5% saving on the premiums for all current Hospital and Extras products
• 2 and 6 month waiting periods waived*
• Heart cover for top and mid-level hospital products
• No hospital excess for accident-related surgery or dependent children
• No hospital excess for same day treatment on top and mid-level hospital products
• Only one hospital excess applies per person per calendar year
  
  

Please refer to our FAQs for commonly asked questions regarding your application. To speak to one of our healthcare consultants, contact Member Advantage on 1300 853 352 or send your enquiry to info@memberadvantage.com.au

Health Management Program

As a HCF member, you can enjoy your very own health coach. Available online or over the phone, 24 hours a day 7 days a week - and at no extra cost to members. My Health Guardian is the telephone and internet health management program designed to assist HCF members improved their health through education, support, motivation and awareness. The program works alongside and supports your existing relationship with your GP and health professional. For more information click here